Through our new construction loan program, we provide lot and construction financing to builders throughout Texas. Our superior program provides financing for 1-4 unit, single-family properties and allows the builder to begin his next construction project with ease.

  • Lot and construction financing
  • Spec and contract
  • Lot only
  • Small development

Faster Closings

Real estate investors are very aware that time is of the essence when it comes to buying a good transaction. Unlike a conventional bank lender that can take 30 to 60 days to close a deal, we can get the deal done in as little as 10 days on the right property. Faster closings means faster access to the real estate property.

General Terms and Conditions

Loan Size: $50,000 to $2.0 Million

Interest Rate: Call for Current Rates

Points: 2 – 4.5

Term: 3 – 12 Months

Amortization: Interest Only

Loan to Value: Up to 75% of ARV

The ISB Advantage

  • Financing for lot and construction
  • Easy application process
  • Competitive rates with interest-only payments
  • No prepayment penalties
  • In-house underwriting
  • Fast closings
  • Hassle-free construction funding
NOTE: Our loans are commercial loans used for business purposes only and not used for residential or personal purposes


Application Packets for Real Estate Investor Loans

Houston Application

Dallas-Fort Worth Application

San Antonio and Austin Application

Loan Request Forms

New Construction Loans

Texas Department of Savings & Mortgage Lending

Recovery Fund Application Form